Expense Ratio Calculator

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Finance

The Expense Ratio Calculator shows the annual cost of owning a fund as a percentage of assets, and the rupee fee on your investment. Enter annual fund expenses and total fund assets to see the ratio and your yearly cost.

Formula

Expense Ratio = Annual Fund Expenses ÷ Total Fund Assets × 100
  • Lower is better — fees compound and reduce long-term returns.
  • Index funds often charge under 0.5%, while active funds can charge 1–2% or more.

Rs 15,000 expenses on Rs 1,000,000 assets

Inputs
  • Annual Fund Expenses: 15000 Rs
  • Total Fund Assets: 1000000 Rs
  • Your Investment: 100000 Rs

15,000 ÷ 1,000,000 × 100 = 1.5%. On a Rs 100,000 investment that is Rs 1,500 per year.

Frequently asked questions

Is a lower expense ratio always better?
Generally yes, since fees directly reduce returns, but consider the fund's strategy and long-term performance too.